Ausbildung Programme Germany

Can You Save Money - and Send Some Home - During Your Ausbildung?

An honest question that deserves real numbers

For many families, this is the practical heart of the decision: “Will there be anything left over - to save, or even to send home?” It's a fair, important question, and it deserves honest arithmetic rather than a rosy promise. So let's look at the real numbers, for the training years and for what comes after.

The training years: a realistic budget

During your Ausbildung you earn a stipend of €1,000–€1,300 a month, and after tax and deductions a typical monthly picture in an affordable city looks roughly like this:

The honest headline: during training, the stipend is designed to let you live independently and cover your own costs comfortably in an affordable city - not to make you rich. Careful trainees do finish months with something left to save, especially if they cook at home and choose a mid-sized city over Munich or Frankfurt. But you should not expect to bank large sums during the training years, and anyone promising that isn't being straight.

Can you send money home during training?

Honestly? A little, sometimes - but don't build your family's budget around it. If you live carefully in an affordable city, you may be able to send a modest amount home now and then. But the training years are best thought of as the investment phase: you're covering your own costs, gaining a qualification, and not being a financial burden on your family - which for many households is already a huge relief compared with funding an expensive course. Expecting to support the family from a trainee stipend, though, sets everyone up for disappointment.

Where the money really changes: after you qualify

This is the part that reframes the whole question. The training stipend is a starting point, not the destination. Once you finish and work as a Fachkraft, you earn €2,500–€3,600+ a month - two to three times the trainee stipend. That's the stage where real saving and meaningful remittances become genuinely possible. On a skilled-worker salary, with the same modest living costs, sending a solid amount home and building your own savings both become realistic.

So the honest arc is simple: live independently and comfortably during training, then earn and save properly once you qualify. Judging the whole opportunity by the trainee-stipend years alone misses the entire point of where it leads.

How to stretch your stipend

If you want to save more during training, the levers are practical and within your control:

• Cook at home - the single biggest saving. Eating out in Germany is expensive.
• Choose an affordable city - rent in Leipzig or Chemnitz versus Munich is a different world.
• Live in a WG - shared flats are far cheaper than a private place, and better for company.
• Use the Deutschlandticket - €63 covers nationwide transport; you rarely need a car.
• Don't bin your Pfand bottles - small, but it's literally your money back.

Your questions, answered

Can I actually save anything during my Ausbildung?

A modest amount, if you're careful - cook at home, share a flat, choose an affordable city. The stipend is designed to let you live independently and cover your costs comfortably, with a little surplus for the disciplined, rather than to build large savings during training itself.

Can I send money home to my family while training?

Possibly a little, occasionally - but don't rely on it. The bigger win during training is that you're not a financial burden on your family while you gain a qualification. Meaningful remittances become realistic once you qualify and earn as a Fachkraft.

When can I really start saving and sending money home?

After you qualify. As a Fachkraft earning €2,500–€3,600+ - two to three times the trainee stipend - with the same modest living costs, both solid saving and meaningful support for family become genuinely achievable.

583+ aspirants have already started their Germany journey with Jet Set Jobs and Destination Germany - building toward exactly that future.